Purchase a home

The homeownership journey has become an uphill battle for many Australian home owners due to rising house prices and other recent events such as bushfires and more recently the pandemic.

Getting your foot into the property market isn’t a walk in the park. It involves planning and effort to ensure you get the best deal in the right location.

Your home is likely to be the biggest investment you will ever make in your lifetime, so it’s important you start things right.

The most important part of buying a home is determining your budget and knowing how much you can borrow. At Spec Finance we are your local mortgage broker and we are here to make things simple and easy to understand.

Once you know how much you can afford to borrow it’s time to find the right home loan for you. With access to over 50 lenders the team at Spec Finance will work for you. Finding you the most competitive home loan deal that will meet your needs.

As experienced brokers we have worked with many lenders and built strong relationships. This not only saves you time but ensures a fast and effective turnaround on paperwork and approvals.

You can rest assure that we will be here to the very end to help ensure a smooth settlement and see the keys in your hand.

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News & Learning

What is refinancing?

The ins and outs of refinancing. When is the right time to refinance and things you should consider such as paying less interest

What does L.V.R mean in the mortgage industry?

The mortgage industry is a wide, wondrous world with a language all of its own. One of the many acronyms bandied about is ‘LVR’, which stands for ‘loan-to-valuation ratio’. Here’s what it means.

The home loan approval process

Following the lodgment of a home loan application, hopeful borrowers are often keen to know what will happen next and how long it will take for them to receive the verdict

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