The ins and outs of refinancing. When is the right time to refinance and things you should consider such as paying less interest

The mortgage industry is a wide, wondrous world with a language all of its own. One of the many acronyms bandied about is ‘LVR’, which stands for ‘loan-to-valuation ratio’. Here’s what it means.

Following the lodgment of a home loan application, hopeful borrowers are often keen to know what will happen next and how long it will take for them to receive the verdict