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Mortgage Broker Carnes Hill

Looking for a mortgage broker in Carnes Hill? Whether you’re after your first home, an investment property, a business loan, personal or car finance, at SpeC finance we are your Carnes Hill loan specialists. We understand that everyone has unique circumstances and as we have access to multiple lenders, this allows us to potentially assist clients with defaults, bad credit, self employed, debt consolidation or simply mortgage refinance. As a your local mortgage broker we have a greater understanding of the loan market and what is available to you.

Buying a home in Carnes Hill

Buying your first home or investment property in Carnes Hill is a big financial step and one you should be congratulated on. With the property market constantly rising, it’s important you understand your borrowing capacity and ensure that your purchase is within your financial means. The team at SpeC Finance are here to help! From getting you pre-approval through to property settlment, we aim to make the entire process as smooth as possible. We understand that when your looking for Carnes Hill mortgage brokers, you may be unsure on who to use. Here are just a few reasons why you should choose us.

We are an authorised credit representitive of Mortgage Australia
We are a MFAA accredited broker and FBAA member
We have multiple awards and recognition in the local business awards
Options of online, face to face home visits (Sydney region only) and zoom interaction

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News & Learning

What is refinancing?

The ins and outs of refinancing. When is the right time to refinance and things you should consider such as paying less interest

What does L.V.R mean in the mortgage industry?

The mortgage industry is a wide, wondrous world with a language all of its own. One of the many acronyms bandied about is ‘LVR’, which stands for ‘loan-to-valuation ratio’. Here’s what it means.

The home loan approval process

Following the lodgment of a home loan application, hopeful borrowers are often keen to know what will happen next and how long it will take for them to receive the verdict

Customer Reviews

Here is what our past clients have to say about us

T F

“ Couldn’t recommend spec finance enough. From the very beginning we were provided with excellent service, Justin kept us informed throughout the entire process and he got us a great interest rate. We will definitely be using them again in future. ”

Ana-Terezija Toth

“ Highly recommend!!!!!!
If you want people that actually care about you, keep you fully informed (will answer your calls, emails and questions) so you’re less anxious and are extremely professional and polite. I’d go with SpeC Finance. Going through a home loan process is extremely stressful, however with the help of Justin from Spec Finance I was able to have an extremely easy first experience…..Thank you! 🏡 🎉 🎈 ”

Sharada Mohare

“ Highly professional team. I believe Justin is the most efficient mortgage broker not just Sydney but NSW. Thank you very much
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Tanty Gaudry

“ 100% Happy with the service I was provided by Justin. He was professional at the consultation and we settled on the best deal he found for me ”

Jay Jay

Arc

“ They have helped me with getting my first house during COVID-19! And with good response time, followed up with detailed and helpful information, l was able to get the house l wanted. ”